Taken from Mint.com, Five financial experts show how the words and ideas from Five Gangster Movies can be used to show helpful lessons about one’s credit. Below are the five movie examples from the website. I will showcase one movie a day for five days, each with a theme and a pertinent, yet famous, quote from the movie that characterizes the lessons learned from both the Gangster Lifestyle and the idea of one’s credit.

  • SCARFACE: The World Is Yours…..If You Don’t Get Cocky

“Say hello to my little friend”

And, that little friend is a massive machine gun of Tony Montana, Scarface himself. But just as any gun or weapon is powerful, so are credit cards. The power brought on by credit cards can open up doors you never thought possible, but they can also hurt you in ways you never imagined.

“Denise Winston, money expert for Money Start Here, says, ‘Just because you own a gun doesn’t mean you know how to use it.’ The same principle applies to credit cards. ‘Respect it, practice using it, clean it, and keep it in a safe place….maybe even under lock and key.’”

And with a reverence like that, one can successfully use a credit card. But always be wary. “Having credit cards can lure you into a false sense of security.” But to avoid that, the best protection is a good credit score. Winston advises that, “Managing and protecting your credit score can make deals happen and command respect.” And we all want to command respect. Scarface certainly did.